Achieve the dream of owning your own home with the Standard Chartered

Flexible terms and exclusive advantages await you! Fulfill the dream of having your own home

Achieve the dream of owning your own home with the Standard Chartered

Eligibility Requirements:

  • Indian citizenship or valid residency in India.
  • Minimum age of 21 years and maximum of 60 years at the end of the loan term.
  • Proof of stable income, whether salaried or self-employed.
  • Good credit history without significant defaults.
  • Updated identity documents, proof of residence, and current income proofs.

Loan application steps:

  • Tap the button below
  • Visit the Standard Chartered website and navigate to the home loans section.
  • Fill out the online application form with your personal and financial information.
  • Submit the necessary documents, such as identity, income, and residence proofs.
  • Wait for pre-approval, which will be communicated via email or phone.
  • Once pre-approved, a bank agent will contact you to finalize the loan details.
  • Sign the loan agreement after final approval and start the financing process for your home.

Frequently asked questions:

How long does it take to get approved for a Standard Chartered home loan?

Approval can take from a few days to a few weeks, depending on the complexity of your financial profile and the documentation provided.

Is it required to explain why the credit is being used?

It is not necessary to specify the use of credit, but the loan must be used for the purchase or construction of a residential property.

Do I need to have a good credit score to be approved for a Standard Chartered home loan?

Yes, a good credit history is crucial to increase the chances of loan approval and obtain better interest rates.

Can I apply for a loan if I am self-employed?

Yes, self-employed individuals can apply, provided they can prove stable income through documents such as income tax returns and financial statements.

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