Eligibility Requirements:
- Salaried employees: Salaried doctors, employees of public and private companies, government sector employees including public sector undertakings, central and local bodies
- Minimum age: 21 years
- Maximum age: 60 years at the end of the loan
- Minimum net monthly income: Rs. 15,000 for Axis Bank customers and Rs. 25,000 for non-Axis Bank customers
Loan application steps:
- Tap the button below.
- Visit the Personal Loan section and click on the “Apply Now” button.
- Provide your personal details, such as mobile number and date of birth or PAN.
- Enter the OTP received on your mobile number.
- Give consent to share your details for document verification.
- Have your last six months’ bank statements and salary slips ready.
- Complete the eKYC and Video KYC process to finalize your loan application.
Frequently asked questions:
How long does it take to get approved for a Bank X?
Approval is fast, potentially occurring in just 30 seconds.
Is it required to explain why credit is being used?
No, it is not necessary to explain the purpose of the credit.
Do I need to have a good credit score to be approved for a Bank X?
Having a good credit score increases your chances, but it is not mandatory.
Can I apply for a loan if I am self-employed?
Yes, self-employed individuals can also apply for the loan.