The Paytm SBI Card SELECT transcends being a mere financial instrument by nurturing a sense of community and support for low-income users.
By unlocking premium benefits such as access to airport lounges and personalized lifestyle concierge services, it offers cardholders experiences that were once deemed beyond reach, fostering inclusivity and enriching their financial journey.
About SBI
SBI’s extensive branch network ensures accessibility to banking services across rural and urban areas, fostering inclusivity. Its longstanding reputation reflects stability, offering customers a sense of security.
Additionally, SBI’s commitment to financial inclusion and diverse range of products cater to unique customer needs. Its innovative digital banking platforms provide modern and convenient experiences, aligning well with the evolving digital landscape.
Requirements to apply for this credit card
- At least 18 years old
- Be an Indian Resident
- Valid ID
Card fees
- Joining Fee: Rs.1,499
- Annual Fee: Rs.1,499
- Add on Card Joining & Annual Fee: NIL
- Cash Advance Limit: Up to 80% of the credit limit / Maximum Rs. 12,000 per day
- Finance Charges: Up to Rs. 25 or 3.35% per month, whichever is higher
- Cash Advance Fee: 2.5% of the transaction amount (subject to a min. of Rs. 500)
- Over-limit Penalty: 2.5% of the over-limit amount (Minimum Rs. 500)
- Foreign Currency Transaction Fee: 3.5% of the transaction valueCard Replacement Fee: Rs. 100
- Railway Ticket Charges: Rs. 30 + 2.5% of the transaction amount
- Late Payment Fee: Up to Rs. 500: NIL / Rs. 500 – Rs. 1000: Rs. 400 / Rs. 1001 – Rs. 10,000: Rs. 750 / Rs. 10,001 – Rs. 25,000: Rs. 950 / Rs. 25,001 – Rs. 50,000: Rs. 1,100 / Rs. 50,001 and above: Rs. 1,300.
Apply for your card online
- Download the Paytm App on Google Play or the App Store;
- Create an account;
- Log in to your Paytm App;
- Check offer eligibility arrow.
- Or apply for an SBI Card through the SBI Chatbot ELA.
- You can also call the SBI Card helpline at 39 02 02 02 (prefix the STD Code of your city) or visit the nearest SBI branch to apply for an SBI Card.
Get approved!
With the Select SBI Card in collaboration with Paytm, you have better benefits as you get 1% flat cashback across all spends along with up to 5% cashback on transactions made on Paytm.
The card also offers Priority Pass Membership and Cyber Fraud Insurance, which are usually not available with other e-commerce co-branded cards like ICICI Amazon Pay and Flipkart Axis Bank Card.